A 388-page field manual on running, scaling, and monetizing payroll — written for the
operators, founders, and platforms building on top of it.
SAN FRANCISCO, CA, UNITED STATES, July 10, 2026 /EINPresswire.com/ — Worklio today announced the release of Payroll Unlocked: The Operator’s Playbook for Running, Scaling, and Monetizing Modern U.S. Payroll, a new book by company founder Robert Österlund. Drawing on more than a decade spent building payroll infrastructure, the book is the first comprehensive, operator-focused guide to how U.S. payroll actually works — from the mechanics of money movement and tax filing to the unit economics and business models behind the industry.
Where most payroll literature stops at compliance checklists, Payroll Unlocked treats payroll as what it truly is: a high-stakes operating discipline and a serious business line. Across 388 pages, the book walks readers through the systems, decisions, and failure modes that define payroll at scale — the details that rarely make it into documentation but determine whether an operation runs cleanly or breaks under pressure.
“I spent ten years building payroll — not selling it, building it. I wrote the book I wish I’d had when I started: an honest account of how the machine works, why it fails, and how it makes money.”
— Robert Österlund, Founder of Worklio and author of Payroll Unlocked
INSIDE THE BOOK
• How money moves through payroll — funding, settlement, float, and the timing that governs every pay run
• Tax filing and compliance across all fifty states, the District of Columbia, and Puerto Rico
• The unit economics of payroll — take rates, interchange, float, and how embedded and wholesale pricing actually pencils out
• Building and scaling a support organization, including realistic staffing ratios by operating model
• Launching embedded payroll inside a SaaS product, and the partnership models behind it
• The failure modes nobody warns you about — and how mature operators design around them
Title Payroll Unlocked: The Operator’s Playbook for Running, Scaling, and Monetizing Modern U.S. Payroll
Author: Robert Österlund, Founder of Worklio
Format: Paperback, 388 pages · First Edition, 2026
ISBN: 979-8-90514-011-2
Availability: Available now on Amazon
The book is available today in paperback on Amazon. Qualified operators and prospective partners can also receive a complimentary copy by booking a meeting with the Worklio team.
ABOUT WORKLIO
Worklio builds embedded payroll and workforce-management infrastructure that powers payroll and HR for PEO/ASO businesses and SaaS platforms across the United States. Its technology lets software companies, service providers, and enterprises run, scale, and embed payroll — handling the compliance, money movement, and operational complexity so their teams and customers don’t have to.
Learn more at worklio.com
Robert Österlund
Worklio LLC
+1 305-783-7863
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